curmugeon ([personal profile] curmugeon) wrote2008-03-04 06:29 am

Life..

Life is finite, yet so endless. We live in the moment, and dream of the future. Sometimes the dreams are clouded in joy, and happiness, others are dark, like nightmares. I dream of times retired, yet fear the times when I have the time to do nothing, if that  is what I wish to do. Retirement has thrust upon me a whole new set of choices, choices that must be made now but have a major impact on my future. I got to sit down quietly this weekend and make some decisions.  Then I have to act, not procrastinate.

I have to commit to a retirement date three months  before I retire. I have to chose the date carefully, so as to make future COLA (cost of living adjustments) work out. I have one of the few 'defined benefit' type retirement plans and I'll do okay. I should be able to retire at close to 59% of my salary. Still I have to learn to live on less, unless I want to work after my retirement.

Ah, but I dream of retirement, sleeping in, no commute, no office bullshit. 

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